Gen Z vs. Millennials: Who Has It Worse for Housing Costs in Every State?

As someone who has guided clients through countless home purchases and sales across Palo Alto, Mountain View, and the entire San Francisco mid-peninsula for over 46 years, I’ve witnessed firsthand how housing costs have evolved for each new generation. Recent data shows millennials are facing notably higher housing costs than Gen Z in every state—Hawaii stands out with a staggering $1,152 higher monthly payment for millennials. In seven states, millennials are paying over $500 more each month, and in thirteen states, the annual gap exceeds $10,000. These figures underscore just how important it is to have an experienced advisor in your corner, someone who understands both the broader market trends and the unique challenges facing each generation. Whether you’re a first-time buyer or have navigated this path before, I remain committed to keeping your needs front and center, ensuring you’re prepared and supported every step of the way.